cdThanks to the kind people from the The United States Attorney’s Office at the Ronald Reagan Federal Building, I’ve been provided with an audio recording of the 341 meeting for Geri Miller and Jecel Maniscalco that took place on November 14, 2013.

For those of you who couldn’t attend and would like to listen, leave a comment below and I’ll provide you with a link to the mp3 files.

Highlights include:

  • 03:55
    The relationship between Club Bali Hai and Tahiti Discount Travel.
  • 31:50
    Geri explains the ‘unforeseen circumstances’ which led to the closure of Tahiti Discount Travel.

“It’s because the office has been actually struggling, since 2012…due to just the economy and modern technology, all of the competitions online and also that….we’re just not getting enough businesses.”

  • 39:00
    Jecel’s role in the organization.
  • 43:20
    Geri explains why she stranded another client in a foreign country, despite having already been paid over $7,000 for hotel reservations by the aforementioned client.

“When she actually got there…the hotel, we did not pay the invoice on the hotel.”

Office of the U.S. Trustee: Why is that?

“We just didn’t have the funds at the time and I told her we’ll send her a refund.”

  • 55:10
    Geri unintelligibly disputes the amount of unsecured debt – approximately $1,023,000 – claims it is actually closer to $500,000.


  • 56:20
    Geri struggles to answer the point-blank question, “Where did the money go?”

“So again, it went to my general account and it just…paid all our bills. And we just didn’t have any cash flow to…to uh, you know, the economy and the internet….”

Well that explains it. I’d say that $1M is a veritable river of cash flow. It’s probably been flowing somewhere offshore or to various bars and clubs in Newport Beach.

  • 1:02:45
    Geri lectures us all about how expensive Tahiti is, apropos of nothing.
  • 1:19:40
    Office of the U.S. Trustee:
    “Did you ever use someones credit card account to buy either travel, airfare or hotel rooms for someone other than the person who gave you their number?”

Geri claims, while under oath, not to know whether or not she’s done this.


Meeting to be continued on December 13, 2013 at 1pm.

PACER – Public Access to Court Electronic Records

If you’d like to research and read all of the available documents pertaining to the bankruptcy cases of Geri Miller and Jecel Maniscalco – they’ve each also claimed bankruptcy once before, in 2000 and 2002 – then head over to the PACER website and register for an account. It’s free to register, but any pages that you view through their Case Locator system will cost $0.10 each.

pacerLogo_200This will allow you to follow and peruse the Case Summary, Deadlines & Hearings, List of Creditors, all of the filed documents and attorneys involved, etc. I would post all of my own screenshots and downloads here, but although I couldn’t find any legal terms regarding this, I’m assuming that the government would not encourage sharing since they want your $0.10.

As Saturday morning cartoons have taught us all, knowing is half the battle. It never hurts to stay informed. White-collar criminals count on apathy and ignorance; when the lights are turned on cockroaches will scatter.

Meeting of Creditors

5x2_Mike_interrogationThursday, November 14, 2013
10:00 AM
411 W Fourth St, Room 3-100
Santa Ana, CA 92701

If you want to ask Geri something (like, “where’s my money?”), here’s your chance. Attendance is not mandatory, but Geri Miller and Jecel Maniscalco are required under oath to answer questions from both the trustee and present creditors. If you’re reading this, that would probably be you.

If a creditor appears at the meeting, they are entitled to ask the debtor questions about the debtor’s assets and liabilities.

It should be interesting to hear them attempt to justify this. Especially since they’ve both claimed bankruptcy already in 2000 and 2002. Incompetency is almost plausible; based on my interactions with Geri, she doesn’t seem to be the brightest crayon in the box. However, you’d think you’d learn enough from the first case to avoid the second, unless of course you’re just a dumb criminal.

Myself, I’m wondering how much a tennis club membership in Newport Beach costs. Failed businesses are profitable when you have no conscience.

Notice of Chapter 7 Bankruptcy

bankruptcyA chapter 7 bankruptcy case concerning the debtor(s) listed below was filed on October 2, 2013:

Geraldine Grace Miller

Jecel Celedonia Maniscalco

What a surprise. Both of these worthless trashlickers have the same address listed, which conveniently maps to an A PLUS Storage facility.

Somehow I doubt these scumbags are living in storage. To object to this blatant end-run attempt around justice, I suggest reading this article: Objections to the Bankruptcy Discharge

In most Chapter 7 bankruptcy cases, most or all of the debtors’ debts are discharged (wiped out) at the end of the bankruptcy. But a creditor or the bankruptcy trustee can challenge the dischargeability of a particular debt in your bankruptcy case or challenge your entire bankruptcy discharge (meaning all of your debts). These challenges are called objections to discharge.

From Nondischargeable Debts in Chapter 7 Bankruptcy

Debts Not Dischargeable If a Creditor Successfully Objects
There are other types of debts not deemed automatically excepted from discharge. For these debts, creditors must ask the court to determine if they are dischargeable or not. The court will ordinarily require motions to be filed and hold a hearing when making its decision. If the creditor does not raise the issue of dischargeability or the creditor raises the issue but the court does not agree, these debts will be discharged.

These types of debts include:

  • credit card purchases for luxury goods owed to a single creditor and aggregating to more than $650 and incurred within 90 days of filing for bankruptcy (the creditor must present the facts to the court, if you prove that you intended to pay the charges back  or that the  goods aren’t “luxury” items then the debt will be discharged)
  • cash advances aggregating to more than $925 obtained by debtor within 70 days of filing for bankruptcy (again, if you can prove that you intended to pay this money back, then the debt will be discharged)
  • debts obtained by fraud or false pretenses, and
  • debts incurred as a result of willful and malicious injury to another or to the property of another.

For those of you who have posted on this website (and have most likely read the same letter by now), please file an objection to the discharge of the debt. Don’t make it easy for this ugly hag and her tennis-loving troll to skate.

Procedures for Objections to Discharge
In order to object to the discharge of one or all of your debts, the creditor or trustee must file a written objection with the bankruptcy court.

Any questions or information related to bankruptcy fraud or abuse should be addressed to:

Fraud Complaint Coordinator
Office of the United States Trustee
411 West Fourth Street, Suite 9041
Santa Ana, CA 92701

Letter from Attorney General

August 04, 2013

Letter from Attorney General

I am reprinting the letter that was received by the Attorney General’s office on August 1 in response to the complaint that I filed. A quick search of the Travel Consumer Restitution Corporation shows that Tahiti Discount Travel was not a member, so I’m not sure what good this will do (I’m not going to bother spending another $35 in order to file yet another complaint). Still, doing something is better than doing nothing.

Click on the image for a larger, more legible view.



The St Regis Bora Bora Resort

August 02, 2013

The St Regis Bora Bora Resort

I am reprinting below the gracious letter received from the St Regis Bora Bora resort on 8/1/2013:

Thank you for your kind call of today.

As I advised you over the phone, we have tried to reach out to Tahiti Discount numerous times via phone call or e-mails but we were unsuccessful. A few clients have come forward who have paid in full but have not received any confirmations or vouchers. Some of them have already contacted their banks to stop payment to Tahiti Discount or disputed charges on their credit cards and decided to re-book with either the resort directly or with another travel agent.

I am sorry I am not in a position to speculate what happened to Tahiti Discount. But we have not received any payments from them either. We are still holding your villa for October the 26th for 5 nights, however, we would recommend contacting your credit card company and dispute the charges, and either re-book with us directly, or book with another travel agent. I could recommend a travel agent who can offer you a quote on air, hotel, etc. I am afraid the rates will be a little bit higher, I heard Tahiti Discount offered a lot of complimentary offerings which we would not be able to match nor would a travel agency. However, we will offer you the best rate we could offer on the Couples Retreat Package as well as lovely honeymoon amenities.

Once again, I am so sorry to hear about this. I hope you would still consider your Bora Bora trip. Rest assured, you would have the most enjoyable and wonderful trip.

Sunny regards,


What You Can Do

August 01, 2013

What You Can Do

Note: some of these tips were taken directly from a very helpful post by on the TripAdvisor forums.

Update 8/27: These threads have since been deleted by the TripAdvisor forum moderators.

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